1. Money is debt.
2. The money supply is under private control.
3. Bank deposits are not secure.
4. The money supply is pro-cyclical.
5. The money supply fosters inflation.
6. Interest on money is a subsidy to the banking sector.
7. Interest on money forces economic growth.
8. Interest fosters wealth concentration.
9. The monetary system is unstable.
10. The monetary system counteracts crucial moral values.
Read the essay from which the ten points originate here.